Disclaimer

General Information

The information provided by Percentage.co.za ("we," "us," or "our") on https://percentage.co.za (the "Site") and through our calculator tools is for general informational and educational purposes only. All information on the Site is provided in good faith; however, we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information on the Site or through our calculators.

No Professional Advice

The calculators and content on this website are not intended to provide and should not be relied upon for:

• Financial Advice: Our calculators do not constitute financial planning, investment, banking, tax, or accounting advice.
• Legal Advice: Nothing on this site should be construed as legal advice or creating an attorney-client relationship.
• Tax Advice: Our tools do not provide tax advice or guidance on tax obligations.
• Medical Advice: Any health-related calculations are for informational purposes only and not medical advice.
• Business Advice: Business-related calculations do not constitute professional business consulting.
• Educational Advice: Grade calculations do not replace official academic guidance.

Always consult with qualified professionals (financial advisors, lawyers, accountants, doctors, etc.) before making decisions based on calculations from our website.

Accuracy of Calculators

While we strive to ensure the accuracy of our calculators and use standard mathematical formulas, we cannot guarantee that:

• All calculations are error-free
• Results are suitable for your specific situation
• Calculators account for all variables in complex scenarios
• Results match those from other calculation methods or tools

You are responsible for verifying all calculations and ensuring they are appropriate for your specific needs before making any decisions based on them.

Use at Your Own Risk

Your use of the Site and our calculators is entirely at your own risk. Under no circumstances shall we be liable for any loss or damage resulting from:

• Your reliance on information or calculations provided on the Site
• Errors, omissions, or inaccuracies in calculations or content
• Decisions made based on our calculators
• Financial losses from using our tools
• Any direct, indirect, incidental, consequential, or punitive damages

No Warranties

This website and all calculators are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied, including but not limited to:

• Warranties of merchantability
• Fitness for a particular purpose
• Non-infringement
• Accuracy or reliability
• Freedom from errors or viruses
• Uninterrupted or secure access

Limitation of Liability

To the fullest extent permitted by applicable law, Percentage.co.za, its owners, employees, contractors, and affiliates will not be liable for:

• Any direct, indirect, incidental, special, or consequential damages
• Loss of profits, revenue, data, or business opportunities
• Financial losses from decisions made using our calculators
• Errors or omissions in calculations
• Interruptions or delays in service
• Unauthorized access to your data
• Third-party content or links

This limitation applies even if we have been advised of the possibility of such damages.

External Links Disclaimer

The Site may contain links to external websites that are not provided or maintained by us. Please note that we:

• Do not guarantee the accuracy or completeness of information on external sites
• Are not responsible for the content, privacy policies, or practices of external sites
• Do not endorse or assume responsibility for linked third-party content
• Cannot control or monitor external websites

Your use of external links is at your own risk, and you should review the terms and privacy policies of any site you visit.

Specific Calculator Disclaimers

Financial Calculations

Calculations involving money, interest rates, investments, taxes, or other financial matters are simplified and may not account for:

• Complex tax regulations and individual circumstances
• Investment fees, commissions, or market fluctuations
• Regional or country-specific financial rules
• Inflation, currency exchange rates, or economic factors
• Legal requirements or compliance issues

Business Calculations

Business-related calculations (profit margins, sales commissions, market share, etc.) are general estimates and may not reflect:

• Your specific business model or industry standards
• Overhead costs, operational expenses, or hidden fees
• Market conditions or competitive factors
• Regulatory or compliance requirements

Health and Fitness Calculations

Any health-related calculations (weight loss percentages, calorie tracking, etc.) are estimates only and:

• Should not replace medical advice from healthcare professionals
• May not be accurate for your individual health circumstances
• Do not account for medical conditions, medications, or other factors
• Are not suitable for diagnosis or treatment decisions

Educational Calculations

Grade and test score calculations are for reference only and may not reflect:

• Official grading policies of your institution
• Weighted grades, curves, or other adjustments
• Extra credit or bonus points
• Specific requirements for passing or advancement

VAT and Tax Calculations

Tax-related calculations are simplified estimates only. They do not account for:

• Complex tax laws and regulations that may apply to your situation
• Tax exemptions, deductions, or special circumstances
• Changes in tax rates or legislation
• Regional variations or local taxes
• Your individual tax obligations

Always consult with a qualified tax professional or accountant for accurate tax advice and calculations specific to your circumstances.

Currency and Regional Variations

While Percentage.co.za is based in South Africa and many examples use South African Rand (R), our calculators work with any currency or numeric values. However:

• We do not provide currency conversion
• Regional tax rates, regulations, and practices vary
• Examples may not reflect your local context
• Users are responsible for applying appropriate regional factors

No Guarantees of Results

We make no guarantees, representations, or warranties that:

• Using our calculators will lead to any particular outcome
• Calculations will be suitable for your specific needs
• Results will match expectations or other calculation methods
• The service will always be available or error-free

Changes and Updates

We reserve the right to:

• Modify, update, or discontinue calculators at any time
• Change calculation methods or formulas
• Update this disclaimer without prior notice
• Remove features or functionality

Your continued use of the Site after any changes constitutes acceptance of those changes.

User Responsibility

By using Percentage.co.za, you acknowledge and agree that you are solely responsible for:

• Verifying the accuracy and appropriateness of all calculations
• Understanding the limitations of our tools
• Consulting with qualified professionals when necessary
• Any decisions or actions taken based on our calculators
• Compliance with applicable laws and regulations
• Ensuring calculations are suitable for your specific situation

Educational Purpose

The primary purpose of Percentage.co.za is educational - to help people understand and perform percentage calculations. Our guides and calculators are teaching tools designed to:

• Demonstrate how percentage calculations work
• Provide examples of real-world applications
• Help users learn mathematical concepts
• Offer quick reference tools for everyday calculations

They are not substitutes for professional advice or formal education.

Errors and Omissions

Despite our best efforts, the Site may contain:

• Typographical errors or inaccuracies
• Outdated information
• Technical errors or bugs
• Incomplete information

We do not warrant that all errors will be identified or corrected. If you discover an error, please contact us, but we are under no obligation to correct it.

Fair Use

Our calculators are provided free of charge for fair use. However:

• Excessive or automated use may be restricted
• We reserve the right to limit access
• Commercial exploitation requires permission
• Scraping or data mining is prohibited

Indemnification

By using this Site, you agree to indemnify and hold harmless Percentage.co.za, its owners, employees, and affiliates from any claims, damages, losses, or expenses (including legal fees) arising from:

• Your use of our calculators
• Decisions made based on our tools
• Reliance on information provided
• Violation of these terms

South African Context

While accessible globally, Percentage.co.za operates under South African law. Examples and references may reflect South African context, including:

• Currency (South African Rand)
• VAT rates current in South Africa
• Local terminology and practices

Users outside South Africa should adapt calculations to their local context.

Contact Information

If you have questions about this disclaimer or need clarification about the limitations of our service, please contact us:

Email: info@percentage.co.za
Contact Page: https://percentage.co.za/contact

Acceptance of This Disclaimer

By using Percentage.co.za, you acknowledge that you have read, understood, and agree to this disclaimer. If you do not agree with any part of this disclaimer, you must not use our website or calculators.

This disclaimer should be read in conjunction with our Terms of Service and Privacy Policy.